What Credit Counseling Courses Are Required Prior to Filing Bankruptcy?

  • When you file for bankruptcy, you are required to take credit counseling courses.
  • They are online and over the phone and only take about 45 questions.
  • They ask you questions about your financial situation and really only tell you that you should cut your spending but they are required.
  • You have to have your attorney verify that you took the courses with the court.