When you file for Chapter 13 bankruptcy, you are planning to repay some of your creditors through a restructuring of your debts. We will work on a budget together to determine where you can cut your spending and what you can live without. You are able to hold on to more of your belongings in … Continued

It is important to know that you have options if you are in a car accident with a driver that doesn’t have insurance. Many policies have uninsured motorist coverage built into them. If you do not have insurance either, New Jersey will give you a $15,000 limited benefit.  

It is important to begin investigating the conditions surrounding your slip and fall injury early. You will need to show that the property owner was negligent in maintaining the safety of their property. You will also need to prove that the property owner had knowledge that the conditions on their property were dangerous so they … Continued

During bankruptcy, some of your debts can be dischargeable including credit cards, your mortgage, your car, etc. Student loans, income taxes, criminal and government fines are not dischargeable. If you want to keep your car or your house, you will have to pay at least a portion of the amount that is owed on those … Continued

Some of the assets that you can protect during bankruptcy include your car, your house, your furniture, among many other things. A dollar value is assigned to just about anything and you may be able to exempt some of your belongings. You can also combine exemptions if you would prefer to use it on one … Continued

Though many people do not realize it, there could be benefits to filing for bankruptcy when it becomes your only option. Filing for bankruptcy can allow you to get a fresh start on your finances. Even though bankruptcy stays on your credit report for 10 years, you will be able to repair your credit and … Continued