No one expects to find themselves in a position where they need a bankruptcy lawyer. We all work hard and do our best to keep our heads above water. However, due to circumstances often outside of our control, bankruptcy can and should be considered to help you get out of debt and start fresh.
You will know it is time to file bankruptcy when you are overwhelmed by debt and unable to reduce your debts at a reasonable pace. You may have lawsuits filed against you, and garnishments against your wages, tax refunds, and even bank accounts..