Over $3 trillion is spent on medical bills, with an average of over $10,000  a year per person.  Medical debt is hard to deal with because it is often unexpected and often comes with the temporary or permanent loss of income from injury or disability. Some statistics show that medical debt contributes to about 50% of the personal bankruptcies filed.   While many doctors and hospitals will write off small balances, with a large balance, the medical field is no stranger to a collection suit.  We  can help you with payment plans or negotiating a settlement.  If that cannot be achieved, bankruptcy may be an option depending on your circumstances.