Office in Freehold NJ | 
Divorce brings big changes—not just emotionally, but financially and legally too. One area that often gets overlooked in the midst of these changes is estate planning. Whether your divorce happened recently or years ago, it’s important to make sure your estate plan reflects your new circumstances and protects your future.
Why Estate Planning Matters After Divorce
When you were married, many of your legal and financial arrangements likely included your spouse by default. After divorce, those same documents can work against your wishes if they’re not updated. Estate planning gives you the chance to:
- Protect your children – You can designate guardians for minor children and ensure they inherit in the way you intend.
- Choose who manages your affairs – If something happens to you, you want the right people (not your ex) making medical or financial decisions.
- Update beneficiaries – Retirement accounts, life insurance policies, and even your will may still name your ex as the primary beneficiary unless you change them.
- Secure your independence – Your estate plan should reflect your new priorities and the people you trust most.
Key Steps to Take
- Update Your Will and Trusts
Make sure your will names the right heirs and appoints someone you trust to handle your estate. If you set up a trust during your marriage, review whether it still fits your needs. - Review Powers of Attorney
Financial and healthcare powers of attorney often name a spouse. Post-divorce, you’ll want to update these so that someone you trust—not your ex—can step in if needed. - Check Beneficiary Designations
Bank accounts, retirement funds, and life insurance policies pass directly to the named beneficiary, regardless of what your will says. Make sure those designations match your current wishes. - Plan for Your Children’s Future
If you have children, you can use trusts to provide for them in ways that reflect your values, while also protecting the funds if they’re young or still finding their financial footing.
Peace of Mind for Your New Chapter
Divorce is a major transition, and estate planning helps you move forward with confidence. Estate planning is more than drafting documents – it’s about peace of mind. By taking control of your plan, you can protect your family, safeguard your assets, and make sure your wishes are honored—no matter what.
Final Thought
You’ve already navigated one of life’s toughest challenges. Estate planning is the next step to ensure that your independence and your loved ones are protected. With the right guidance, you can create a plan that supports your goals and brings peace of mind in this new chapter of life.
If you’re ready to update or create your estate plan, our office is here to help you every step of the way.Why Estate Planning Is Essential for Divorced Women
Divorce brings big changes—not just emotionally, but financially and legally too. One area that often gets overlooked in the midst of these changes is estate planning. Whether your divorce happened recently or years ago, it’s important to make sure your estate plan reflects your new circumstances and protects your future.
Why Estate Planning Matters After Divorce
When you were married, many of your legal and financial arrangements likely included your spouse by default. After divorce, those same documents can work against your wishes if they’re not updated. Estate planning gives you the chance to:
- Protect your children – You can designate guardians for minor children and ensure they inherit in the way you intend.
- Choose who manages your affairs – If something happens to you, you want the right people (not your ex) making medical or financial decisions.
- Update beneficiaries – Retirement accounts, life insurance policies, and even your will may still name your ex as the primary beneficiary unless you change them.
- Secure your independence – Your estate plan should reflect your new priorities and the people you trust most.
Key Steps to Take
- Update Your Will and Trusts
Make sure your will names the right heirs and appoints someone you trust to handle your estate. If you set up a trust during your marriage, review whether it still fits your needs. - Review Powers of Attorney
Financial and healthcare powers of attorney often name a spouse. Post-divorce, you’ll want to update these so that someone you trust—not your ex—can step in if needed. - Check Beneficiary Designations
Bank accounts, retirement funds, and life insurance policies pass directly to the named beneficiary, regardless of what your will says. Make sure those designations match your current wishes. - Plan for Your Children’s Future
If you have children, you can use trusts to provide for them in ways that reflect your values, while also protecting the funds if they’re young or still finding their financial footing.
Peace of Mind for Your New Chapter
Divorce is a major transition, and estate planning helps you move forward with confidence. By taking control of your plan, you can protect your family, safeguard your assets, and make sure your wishes are honored—no matter what.
Final Thought
You’ve already navigated one of life’s toughest challenges. Estate planning is the next step to ensure that your independence and your loved ones are protected. With the right guidance, you can create a plan that supports your goals and brings peace of mind in this new chapter of life.
If you’re ready to update or create your estate plan, our office is here to help you every step of the way. At Tomes Law Firm, the Estate Planning Lawyers understand the unique challenges divorced women face when planning for the future. Our estate planning lawyers can help you review your current documents, identify gaps, and create a plan that protects both you and your family.
Contact us today to schedule a consultation and take the next step toward security and peace of mind. Call us at 732-333-0681 or schedule online at tomeslaw.com