How Far Back Can the IRS Collect Tax Debt?

Published on July 19, 2026 by Frances Tomes

You may have lived with old IRS debt for so long that it feels like it will follow you forever. You may be afraid to call the IRS because you do not want to restart something or make the problem worse. The good news is that the IRS does not always have unlimited time to … Continued

What Happens If You Ignore IRS Tax Debt?

Published on July 18, 2026 by Frances Tomes

Ignoring IRS tax debt can lead to growing penalties, tax liens, bank levies, and wage garnishment. Learn what may happen and what steps to take now

What Is the Difference Between Chapter 7 and Chapter 13 Bankruptcy?

Published on July 18, 2026 by Frances Tomes

You may have been trying to hold everything together for a long time. Maybe you are paying the minimum on your credit cards, but the balances never seem to go down. Maybe you are behind on your mortgage or car payment. You may be afraid to answer the phone because it could be another creditor. … Continued

What Is Bankruptcy and How Can It Help?

Published on July 18, 2026 by Frances Tomes

A simple guide for New Jersey individual and families facing financial strugges Bankruptcy is a legal tool that may help people who cannot keep up with their debts. It can stop many collection actions, help protect property, and give you a path toward a fresh financial start. The right choice depends on your income, property, … Continued

I Owe the IRS and State Back Taxes and Cannot Pay – What Should I Do First?

Published on July 17, 2026 by Frances Tomes

Owe the IRS more than you can pay? Learn the first steps to take, mistakes to avoid, and tax resolution options available to New Jersey taxpayers.

You Got an IRS Notice of Intent to Levy: Here’s What Happens Next

Published on June 25, 2026 by Frances Tomes

Received an IRS Notice of Intent to Levy? Don’t panic. Learn what happens next, your rights, and how Tomes Law Firm can help protect you.”

What Happens If a Business Owner Uses Payroll Taxes to Pay Other Business Expenses?

Published on June 19, 2026 by Frances Tomes

Used payroll taxes to pay rent, vendors, or payroll? Learn the risks of unpaid payroll taxes, Trust Fund Recovery Penalties, IRS levies, and personal liability. Speak with Tomes Law Firm today

I Owe the IRS and Can’t Pay: The Complete Guide for New Jersey Taxpayers

Published on June 17, 2026 by Frances Tomes

Owe the IRS and can’t pay? Learn about payment plans, Offers in Compromise, penalty relief, wage garnishment relief, and tax resolution options available to New Jersey taxpayers.

Facing a Bank Levy or Wage Levy from the RIS ? What to Do If You Owe Back Taxes

Published on June 11, 2026 by Frances Tomes

Owe back taxes and received an IRS levy? Learn how IRS bank levies and wage garnishments work, what options may be available, and how to stop IRS collection actions.

Business Tax Debt: There Is a Way Out

Published on June 10, 2026 by Frances Tomes

Owe back taxes as a small business owner? Learn your options for IRS tax relief, payment plans, settlements, and how an experienced tax resolution attorney can help you regain control.