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Can a credit card company put a lien on your house in New Jersey? Learn when a judgment becomes a property lien, whether a creditor can force the sale of your home, and what you can do to protect your property.
A wage-execution notice does not mean you have run out of options. Learn how New Jersey wage garnishment works, when you can object, and why acting before payroll deductions begin matters.
If a creditor freezes your bank account in New Jersey, do not assume the money is already gone. A bank levy usually means a judgment has already been entered, but exemptions, objections and challenges to a default judgment may still be available. Acting quickly can make a significant difference.
Learn how to vacate a default judgment in New Jersey, including the rules for Law Division and Special Civil Part cases, improper service, deadlines, defenses, and collection risks.
You have 35 days to answer a debt complaint in New Jersey to keep your options open
Sued by a debt collector in New Jersey? Learn about the 35-day answer deadline, automatic default judgments, defenses, mediation, payment plans, and settlement options
Now that it is tax time, today I got a call from a panicked client who is getting a 1099 on a credit card. Have you received a Form 1099-C Cancellation of Debt after your bankruptcy discharge? Don’t panic! Here’s a quick guide: Why did you get it? Normally, if a creditor cancels a debt … Continued