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Every year, the IRS and State of New Jersey relentlessly pursue back taxes, and often, small business owners find themselves under the agency’s scrutiny. But why do business owners become prime targets for IRS back tax enforcement and State of New Jersey back tax enforcement? Let’s explore the key reasons behind this prioritization. A US … Continued
With the pandemic, many business owners struggled to keep aloat, including paying payroll taxes to the IRS, hoping the day would come when they could catch up but they never could. Not dealing with payroll taxes can result in jail time, fines and penalties and the loss of your business. The IRS has stated this … Continued
Mortgage rates are sitting near historic lows, which means if you sign up for a home loan today, you might spend less money on interest than you normally would. Here’s how to lock in as low a rate as possible on a home loan. Have a high credit score -Your credit score speaks to how reliable … Continued
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It is important that you ask the right questions prior to filing bankruptcy. Below are important questions you should ask when considering whether to file. SHOULD I FILE BANKRUPTCY? Only you can answer this common question. While an attorney can explain the pros and cons of filing a bankruptcy and tell you which way they … Continued
Over 110 million Americans have credit card debt with past due balances. As if Covid19 has not been stressful enough, the weight of this extra debt with either a loss in income or an uncertainty about future income can be overwhelming. While bankruptcy can help with that by potentially wiping it out, here are some … Continued
Divorce brings big changes—not just emotionally, but financially and legally too. One area that often gets overlooked in the midst of these changes is estate planning. Whether your divorce happened recently or years ago, it’s important to make sure your estate plan reflects your new circumstances and protects your future. Why Estate Planning Matters After … Continued
If you run a Limited Liability Company (LLC) in Pennsylvania, there’s an important change coming your way. Starting in 2025, the state now requires all LLCs to file an Annual Report. I know—another thing to add to your already full plate as a business owner. But don’t worry. This new requirement is simple, inexpensive, and … Continued
Owing back taxes much less dealing with them isn’t fun and can be emotionally and mentally draining. But if you receive IRS notice LT11, you’ve received an ultimatum; pay your overdue taxes or your property will be seized! Staying silent will not help matters either as that may get you struck by bank levies, retirement … Continued
A New Jersey report releases this summer indicates that house foreclosures are on the rise again with Somerset County seeing a 54% increase in first time foreclosures and Monmouth County seeing a 44% rise in first time foreclosures. Due to massive layoffs and business closures in the State and the rising cost of everyday items, … Continued
If you’ve been traveling around the sun for a while, you’ve no doubt heard of a Will, a document that says what happens to your money and belongings after you die. You may even have a Will, or know you should get one. And maybe you’ve heard of a Trust and wondered what it is … Continued
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Budgeting is very important in order to keep track of and manage your finances, so be sure to do what you can to do it well! Here are some tips on how to help yourself effectively budget. Having someone else to budget with can help out immensely to keep yourself responsible. Whether that person is … Continued
One of the key pillars of financial freedom is saving and investing wisely. By adopting smart saving habits and making informed investment choices, you can set yourself on a path towards long-term financial growth and security. Here are three essential tips from our trusted financial advisors to help you save and invest wisely: Start Early … Continued
No one wants to think about not being here someday. But it will happen. Having an open and productive conversation with your loved ones is essential for creating transparency, trust, and ensuring your legacy goals are understood. By explaining your decision-making process and connecting it to your values, you can foster understanding and provide comfort … Continued
Embarking on a journey towards financial security involves strategic and mindful choices. Here, we delve into five impactful ways to save money from Forbes, each offering a unique approach to bolstering your financial well-being. From maximizing employer benefits and curbing daily expenses to conquering credit card debt, these detailed strategies not only save you money … Continued