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Tomes Law Firm, PC has been following the news about NJCLASS loans and their collection tactics as well as the refusal to create any sort of rehabilitation or income based repayment plan for these student loans. There are a lot of questions about if NJCLASS is a government loan, what rights do borrowers have? We … Continued
To prepare for filing bankruptcy, there are a lot of documents that you have to get together. In my office, I have a two-page list that I hand to people. Generally, the documents consist of your most recently filed tax return, your last six months’ proof of income, which can consist of pay stubs or … Continued
When a person needs a part of their body replaced, it can be a nerve-wracking experience but they hope that they can trust in their doctors and the manufacturers of the implants to complete a successful replacement. In 2010, there was a massive recall of DePuy hip and knee implants that are used for replacements. … Continued
One of the things that you should keep in mind when you are involved in an accident is that there are time limitations to file your claim that are known as statutes of limitations. It is important to know which statute of limitations your claim will fall under because there are different time frames for … Continued
One of the questions that most of my clients are concerned about is how long their accident case will take. Unfortunately, litigation is not like anything you see on TV where you come in and see a lawyer and your trial is two weeks later. In New Jersey, the typical length of a case can … Continued
A personal injury case is primarily for the purpose of compensating you for your pain and suffering and loss of enjoyment of life. What that means is that you are to be compensated for any pain that you have, any limitations that you have, anything that you can no longer do at work or at … Continued
A lot of people ask, “Can I ever have a credit card again?” Bankruptcy stays on your credit report for 10 years, but credit is like skin. Have you ever had a really deep cut? Your skin recovers. Sometimes it leaves a mark, sometimes you have a little bit of a scar, but the skin … Continued