What should I bring to my bankruptcy consultation?

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When an individual is struggling to stay afloat financially, they may be feeling overwhelmed about the future. If the individual is being contacted by various creditors, are having wages garnished, or is in jeopardy of losing their house to a foreclosure, they should consider filing for bankruptcy. Bankruptcy is a wonderful tool that can allow … Continued

Statutes of Limitations in New Jersey

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If you have been injured in an accident that was caused by the negligence of another party, you may want to consider bringing a personal injury lawsuit against the liable party. Sometimes, people hesitate to bring a lawsuit for an extended period of time after the accident out of fear that they cannot afford the … Continued

DWI Checkpoints Across NJ for Memorial Day Weekend

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Memorial Day Weekend is upon us, which means that people from near and far will be headed down the shore. As much fun as this weekend is, it is important that people take safety precautions and do not drive under the influence of drugs or alcohol. There are so many other options that allow individuals … Continued

DWI Defenses in New Jersey

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Individuals who are charged with driving while intoxicated in New Jersey are facing a lot of very serious consequences. It is important for an individual who has been charged with a DWI or any other offense to retain the services of an experienced attorney that can look for defenses on behalf of the individual. There … Continued

Student Debt Bankruptcy Discharges

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Today we heard that we were able to help a client to get rid of about $250,000.00 in student loans with a bankruptcy discharge.   In Hunter v. NJHESSA, the debtor had borrowed a lot of NJCLASS loans, and after graduation, found she could not pay them and continue to pay her rent, eat, and all … Continued

Points on a NJ Driving Record

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While many of New Jersey’s drivers obey the rules of the road, some fail to do so and end up suffering the consequences. When a driver commits a traffic violation, they may be subject to serious fines and other penalties, such as points. When points are added to a driver’s record, the individual may face … Continued

How can I rebuild my credit after a NJ bankruptcy?

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One of the biggest concerns that many people have when they are thinking about bankruptcy is how they will rebuild their credit afterward. The truth of the matter is, your credit is going to take a hit but that doesn’t mean it is doomed forever. It will take some work to get your credit score to … Continued

Another Tax Scam

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The IRS has warned about a new tax scam involving fake CP2000 notices.  If income from a W-2 or 1099 does not match the income reported on a tax return, the IRS sends a CP2000 notice.  The notice is always sent by the IRS via mail. It is NEVER emailed. In the new scam, a … Continued

How can bankruptcy save my house from foreclosure?

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One of the biggest accomplishments for many people in New Jersey is to become a homeowner. It often takes years of saving and hard work to own a home. Of course, when a financial situation changes and an individual can no longer afford to make mortgage payments, foreclosure may be in one’s future. The concept of … Continued

Ice Rink Owner on Thin Ice With IRS

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An owner of an ice rink and sports facility was sentenced to 48 years in prison for not paying $790,000 of employment taxes to the IRS from 2012 to 2015.  The position of the IRS is that business owners and operators who choose not to pay the United States tax money they withheld from their … Continued