Office in Freehold NJ | 
732-333-0681 | Schedule an Appt
The IRS may look at your business bank deposits and claim you earned more than you reported. But loans, transfers, and other deposits are not necessarily taxable income. Learn how Tomes Law Firm helped a New Jersey seasonal business owner trace his bank transfers and avoid an incorrect IRS assessment.
Behind on your mortgage or facing a sheriff’s sale in New Jersey? Chapter 13 bankruptcy may help stop foreclosure, give you time to catch up on missed payments, or allow you to sell your home and protect valuable equity. Learn your options before it’s too late.
Can a credit card company put a lien on your house in New Jersey? Learn when a judgment becomes a property lien, whether a creditor can force the sale of your home, and what you can do to protect your property.
Can the IRS take money from your Social Security benefits to collect unpaid taxes? Yes. The IRS can generally withhold 15% of eligible benefits through the Federal Payment Levy Program. Learn why these levies can be difficult to stop, what hardship protections may be available, and how Tomes Law Firm helped a client recover three months of improper deductions.
Should you hire an employee or pay someone as a 1099 contractor? New Jersey’s updated worker classification regulations became operative October 1, 2026. Learn how the ABC test works, what can trigger a Department of Labor audit, and why choosing the wrong classification could cost your business more than you save.
Your business is growing, sales are increasing, and you’re working harder than ever. So why are you making less money? Learn how underpricing, rising expenses, and business debt can drain your profits—and what you can do to turn things around.
What happens when the IRS audits your business expenses and you cannot produce receipts? New Jersey business owners can lose legitimate deductions simply because they lack documentation. Learn how missing records can lead to additional taxes, penalties, and interest, and why professional representation matters during an IRS audit.
Ignoring IRS tax debt can lead to wage levies, bank account seizures, and liens. Learn how Tomes Law Firm helped a taxpayer obtain a levy release and a more affordable payment plan.
A New Jersey sales tax audit can lead to major assessments when records are missing or estimated sales are too high. Learn what auditors examine and why representation matters.
IRS penalty abatement can remove qualifying penalties, even when the tax remains due. Learn reasonable cause, why inability to pay is not enough, and how Tomes Law Firm challenged an audit penalty in Tax Court.