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You need to see an attorney as soon as you can when you receive a notice of intent to foreclose. It is important for you to establish some control in the situation and have the next steps mapped out with your attorney. Do not procrastinate on contacting an attorney because you need to decide whether … Continued
The New Jersey Consumer Fraud Act is designed to protect anyone in the state who purchases a product or service from another entity. It keeps everything in the marketplace fair and ensures that no one is going to charge you for more than they should, give you quality products and work and abide by the … Continued
When a person is involved in a car accident, they are often concerned about who will pay for their medical expenses. No fault law or personal injury protection exists in New Jersey and it means that your car insurance carrier will pay for your medical bills regardless of whose fault the accident was. Even if … Continued
The mortgage company takes back the title to your house when it goes into foreclosure. The judge will ultimately determine whether or not your property should be foreclosed upon and it will be auctioned off at a sheriff sale. There is a very limited amount of defenses that you can have against foreclosing on your … Continued
When you file for Chapter 13 bankruptcy, you are planning to repay some of your creditors through a restructuring of your debts. We will work on a budget together to determine where you can cut your spending and what you can live without. You are able to hold on to more of your belongings in … Continued
It is important to know that you have options if you are in a car accident with a driver that doesn’t have insurance. Many policies have uninsured motorist coverage built into them. If you do not have insurance either, New Jersey will give you a $15,000 limited benefit.
It is important to begin investigating the conditions surrounding your slip and fall injury early. You will need to show that the property owner was negligent in maintaining the safety of their property. You will also need to prove that the property owner had knowledge that the conditions on their property were dangerous so they … Continued
During bankruptcy, some of your debts can be dischargeable including credit cards, your mortgage, your car, etc. Student loans, income taxes, criminal and government fines are not dischargeable. If you want to keep your car or your house, you will have to pay at least a portion of the amount that is owed on those … Continued
You can be compensated for pain and suffering, limitations, lost wages and medical bills during a personal injury case. If you have had to hire help to preform housework that you can no longer do as a result of your injuries, you may also recover damages for that.
When you file for bankruptcy, you are required to take credit counseling courses. They are online and over the phone and only take about 45 questions. They ask you questions about your financial situation and really only tell you that you should cut your spending but they are required. You have to have your attorney … Continued