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Financial literacy is having an adequate level of knowledge about personal finance (such as saving, budgeting, credit management, investing, taxes, insurance and more) so that you can make informed and effective decisions with your money. Being financially literate means that you have a grasp of the fundamentals of smart spending and saving decisions and that … Continued
A Consumer Reports study found that many consumer credit reports contain inaccuracies. This can lead to problems with loans and higher interest rates. If you find a problem with yours, what should you do? First, file a dispute with each credit bureau Experian, Equifax, and TransUnion. Go straight to the credit bureau, not to your … Continued
The Coronavirus pandemic and home quarantine has been a long haul. With businesses reopening, people are going back to work, and the economy improving, Americans are slowly getting back to normal life. This inspires confidence in many however there is a dark side to this progress in that ALL businesses and operations will soon be … Continued
Major automobile corporation, Toyota, just announced that they will be recalling 645,000 vehicles across the globe in response to an issue with possible airbag deployment during a car accident. The defect that was found in the airbag systems could prevent the airbags on the sides or front of the vehicle to activate. It is important … Continued
Today, parts of the United States will be subject to a total solar eclipse, which is a once in a lifetime experience for most. Though New Jersey won’t be under the total eclipse, there will still be a significant amount of coverage and still very exciting to experience. That being said, it is incredibly important that … Continued
Researchers at Rutgers just announced their results of a study that show yet another commonly used product that may result in cancer. This time, it’s hair dye. The study assessed 4,285 women who have breast cancer diagnoses throughout New York and New Jersey. The results showed that many of these women used hair relaxers and … Continued
Students from all over New Jersey obtain their state student loans through the Higher Education Student Assistance Authority, or HESAA. In 2016, it came to light that this agency was bribing students with flash drives to review the loan company on Google. This is not the first time that HESAA has been in trouble recently, … Continued
Johnson & Johnson has been a trusted name in household goods for generations and is now recently under fire for a number of different problems caused by products used by women. For years, it was engrained in the minds of women across the country that Johnson & Johnson makes the most trustworthy products that are the best … Continued
There are many situations in which a company will promise a warranty but when a consumer goes and tries to act on that warranty due to a faulty product, they are surprised to find that the terms and conditions don’t cover it. What many consumers don’t consider is whether the warranty itself is legal and … Continued
When a consumer purchases a product, they assume that the product will work as expected and they will get exactly what they paid for. However, this is not always the case and sometimes there will be a product defect either in the design or in the manufacturing of the product. In many situations, the issue impacts … Continued