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If you get a foreclosure complaint or a notice of intent to foreclose, which will come as a certified letter, go see an attorney right away because you will need to make a plan to get control over the situation. Whether you want to keep the house or not, it’s important that see an attorney … Continued
The New Jersey Consumer Fraud Act is a law, it’s only in the state of New Jersey, that is designed to protect people who buy stuff. When I say people I mean businesses, individual people because the term fraud is probably overused, and the name of the law doesn’t actually describe what it was designed … Continued
One of the things that clients worry about is medical bill payment when they are involved in a car accident. Medical expenses can add up depending on the severity of your injuries whether it be because of doctor’s appointments, surgeries or physical therapy rehabilitation. Those concerns are only escalated when they don’t have medical insurance … Continued
A foreclosure is the process where your mortgage company takes back the title to your house. Title is a legal term and essentially means who owns what. I have title to my house. If I look it up in the town’s records, you see my name right next to it just like yours. In New … Continued
A Chapter 13 bankruptcy is the bankruptcy where you propose a re-payment plan. Now, the difference between a Chapter 13 and a Chapter 7 is in a Chapter 13 you propose a plan to repay some creditors. For example, you are behind on your mortgage but you want to keep your house, you can force … Continued
One of the most unfortunate things is to be involved in a car accident with a driver that does not have insurance. However, if that occurs, not all hope is lost. If you have an automobile insurance policy or live with someone who does, chances are you have what is known as uninsured motorist coverage … Continued
Sometimes clients come and see us because they’ve either slipped or tripped and fallen on another person’s property, whether it be a neighbor’s house or a business establishment. If that occurs and you have been seriously injured, it is important to begin investigating your claim early. You would be required to show that it is … Continued
Many people who file for bankruptcy are worried that they will lose everything that they own as a result of their filing. However, debts are dischargeable during bankruptcy. Debts that are dischargeable in bankruptcy are, except for a really limited list that Congress went through the trouble to write out, are generally all of them. … Continued
A personal injury case is primarily for the purpose of compensating you for your pain and suffering and loss of enjoyment of life. What that means is that you are to be compensated for any pain that you have, any limitations that you have, anything that you can no longer do at work or at … Continued
The law in the State of New Jersey was changed in 2006 for bankruptcy where before you file your case, you have to do credit counseling. Conveniently enough, you don’t actually have to go anywhere. These classes are all online and they all have 1-800 numbers if you don’t have a computer. It takes about … Continued