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A lot of clients come to our firm and ask whether or not they can reaffirm their mortgage. Super technically, you can only reaffirm as to personality, which is a fancy way of saying assets other than land. A mortgage is a lien on land, so it can’t be reaffirmed, right? Well, maybe. When you get a mortgage, … Continued
If your bank account has been frozen, it’s been what lawyers call levied. Meaning the court officer has sent the bank some paperwork saying don’t let any money out of this account until everybody gets a chance to go to court and see how it should be divvied up. It’s usually because of a judgment. … Continued
Bayer Pharmaceuticals, the manufacturer of the intrauterine device Merina, has faced a number of lawsuits as a result of the severe consequences women have experienced after using this form of contraception. While many women choose IUD’s as a form of contraception, there may be serious consequences associated with certain brands including Mirena such as migration … Continued
Making the decision to purchase a car is an important investment and making that purchase from a trusted auto dealer can help ease some of the stress that is associated. Sometimes, buying a car can go smoothly and you can be on the road within the day. However, in some situations, things don’t go well … Continued
Owning a home is one of the biggest investments that you can make and making improvements to your home can be very expensive. You trust a home improvement contractor to complete what you hired them for in a timely manner and produce quality work. However, sometimes they do not meet your expectations and you end … Continued
Sometimes, a situation will arise in which a person got ripped off by someone they purchased a product or service from. However, they did not pay a lot of money for the product or service so they do not feel as though it is worth going to court over. For some people, $50 is just … Continued
Tomes Law Firm, PC has been following the news about NJCLASS loans and their collection tactics as well as the refusal to create any sort of rehabilitation or income based repayment plan for these student loans. There are a lot of questions about if NJCLASS is a government loan, what rights do borrowers have? We … Continued
To prepare for filing bankruptcy, there are a lot of documents that you have to get together. In my office, I have a two-page list that I hand to people. Generally, the documents consist of your most recently filed tax return, your last six months’ proof of income, which can consist of pay stubs or … Continued
When a person needs a part of their body replaced, it can be a nerve-wracking experience but they hope that they can trust in their doctors and the manufacturers of the implants to complete a successful replacement. In 2010, there was a massive recall of DePuy hip and knee implants that are used for replacements. … Continued
One of the things that you should keep in mind when you are involved in an accident is that there are time limitations to file your claim that are known as statutes of limitations. It is important to know which statute of limitations your claim will fall under because there are different time frames for … Continued