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Sometimes, a situation will arise in which a person got ripped off by someone they purchased a product or service from. However, they did not pay a lot of money for the product or service so they do not feel as though it is worth going to court over. For some people, $50 is just … Continued
Tomes Law Firm, PC has been following the news about NJCLASS loans and their collection tactics as well as the refusal to create any sort of rehabilitation or income based repayment plan for these student loans. There are a lot of questions about if NJCLASS is a government loan, what rights do borrowers have? We … Continued
To prepare for filing bankruptcy, there are a lot of documents that you have to get together. In my office, I have a two-page list that I hand to people. Generally, the documents consist of your most recently filed tax return, your last six months’ proof of income, which can consist of pay stubs or … Continued
When a person needs a part of their body replaced, it can be a nerve-wracking experience but they hope that they can trust in their doctors and the manufacturers of the implants to complete a successful replacement. In 2010, there was a massive recall of DePuy hip and knee implants that are used for replacements. … Continued
One of the things that you should keep in mind when you are involved in an accident is that there are time limitations to file your claim that are known as statutes of limitations. It is important to know which statute of limitations your claim will fall under because there are different time frames for … Continued
One of the questions that most of my clients are concerned about is how long their accident case will take. Unfortunately, litigation is not like anything you see on TV where you come in and see a lawyer and your trial is two weeks later. In New Jersey, the typical length of a case can … Continued
You are allowed to modify your mortgage Private investors are more likely to be interested in adjusting your loan in order to limit their losses
The bankruptcy does a means test that can determine if you are eligible for Chapter 7 The type of bankruptcy you can file for depends on your income vs. the median income of the region
Obtain proof that you are being harassed by a collection company and show an attorney There are laws that can protect you from collection company harassment in New Jersey