What Are Debt Settlement Companies?

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Debt settlement companies will ask for a fee up front to settle your debts for you but they don’t actually do it. They violate the New Jersey Consumer Fraud Act by taking advantage of people who they know will go to great lengths to settle their debts. An attorney can help you recover the money … Continued

Re-Establishing Credit After Bankruptcy

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Bankruptcy stays on your credit report for 10 years but your credit does recover. You will be able to get a credit card after your bankruptcy ends. Charge small payments monthly on your credit card and pay the minimum every month in order to start building up credit again.

My Bank Account Has Been Frozen by Creditors – What Should I do?

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Having a levied bank account means that no money can leave your bank account. Social Security and Public Benefit money cannot be frozen but anything else can be. You should seek legal counsel to determine if there are any defenses you can bring to acquire an exemption to protect your money.

I Have Been Ripped Off by a Home Improvement Contractor

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Home improvement contractors are required to inform you of everything from the materials they will use to the timeline for the project and any changes that were made throughout the contract. If they break any of these rules, they cannot collect any money from you. The New Jersey Consumer Fraud Act forces them to cooperate … Continued

I Had my Car Repaired by an Auto Dealer and Got Ripped Off

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When you are not happy with repairs that were done on your car you should get a second opinion from another repair shop. If something was done incorrectly or not at all, the first repair shop may have to pay to have it fixed. The second mechanic’s opinion holds a lot of weight in determining … Continued

How to Prepare for Filing Bankruptcy

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Filing for bankruptcy requires you to have a lot of documents including pay stubs, bank statements, your monthly expenses, etc. It is important to know what you want to do with your house or your car when you file for bankruptcy. When you have all of these aspects figured out, we can help you determine … Continued

How Long Will My Accident Case Take?

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Many people want to know how long their personal injury case will take. It can take anywhere from 2.5 to four years in New Jersey. It takes time to gather the necessary information such as medical records, investigate the accident, talk to witnesses and speak to an expert.