Swarming in credit card bills – Don’t dismiss a Chapter 7 Bankruptcy

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Struggling with overwhelming credit card bills can be a challenging and stressful situation. Fortunately, filing for Chapter 7 bankruptcy in New Jersey offers individuals a chance to regain financial control. Let’s talk about how our Chapter 7 bankruptcy attorneys were able to help Emily find relief with this option. Emily, like many others, faced a … Continued

BEHIND IN HOMEOWNERS ASSOCIATION FEES? YOU CAN FACE FORECLOSURE!

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Considering COVID19 and its detrimental effects on individuals’ finances and livelihoods, many states and jurisdictions have ordered temporary freezes on residential foreclosures and evictions.  In addition, courts have been closed to the public postponing many (if not all) court hearings and legal matters overall.  Orders generally state that foreclosure actions can not be initiated due … Continued

AM I ELIGIBLE TO FILE A CHAPTER 7?

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Even if you think you have a lot of debt, you may not be eligible to file a Chapter 7 and walk away from it. WHAT IS THE MEANS TEST? To file a Chapter 7 bankruptcy, your household income over the last six calendar months cannot exceed the median income for a household the size … Continued